Privacy Policy

Program Name: Beyond Credit SMS Alerts

Policy Overview:
At Beyond Credit, LLC, we are committed to protecting the privacy and security of your personal information. This Program is managed and operated by Beyond Credit. This Privacy Policy explains how we collect, use, store, and protect data collected through our SMS messaging service. By opting in to receive SMS messages from us, you consent to the practices described in this Privacy Policy.

Types of Data Collected:
We may collect limited personal information related to your participation in the SMS alert service, including your mobile phone number, your name (if provided), and the content of SMS messages sent to and received from you.

How Data Is Collected:
We collect data directly from you when you voluntarily provide consent and opt in to receive SMS messages related to your [Card Program Name] card account.

How We Use Collected Data:
Data collected through the SMS service is used solely to support and service your card account. This includes sending automated alerts related to card issuance, activation, transactions (including approvals or declines), and other card status updates. We may also use engagement data to improve the effectiveness of the SMS alert service and to provide customer support, including responding to HELP or STOP commands.

Data Storage and Security:
We store your data securely using appropriate administrative, technical, and physical safeguards. Personal information is stored in encrypted databases, and access is limited to authorized personnel who require access to perform their job responsibilities.

Your Rights and Choices:
You may opt out of receiving SMS messages at any time by replying STOP to the number from which you received the messages. You may also request access to, correction of, or deletion of your personal information by contacting us using the information provided below, subject to applicable legal requirements.

Data Sharing with Third Parties:
Your SMS opt-in data and personal information are not shared with or sold to third parties.

Regulatory Compliance:
We comply with applicable laws and regulations governing SMS communications and privacy, including the Telephone Consumer Protection Act (TCPA) in the United States and the Canadian Anti-Spam Legislation (CASL) in Canada.

Contact Information:
If you have questions or concerns regarding this SMS Privacy Policy, please contact:

Beyond Credit, LLC
Contact: support@beyondcredit.io